The Wright CU - Personal Loans (2024)

  • info@thewrightcu.org
  • (706) 886-2908

Personal Loans

A personal loan from The Wright Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from The Wright Credit Union comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

Please contact us for more information or click here for rates and terms on The Wright Credit Union personal loans.

Click here for the standard loan calculator or click here for the advanced loan calculator.

The Wright CU - Personal Loans (2)

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving The Wright CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by The Wright Credit Union. The site you are about to visit may have a privacy policy that is different than The Wright Credit Union’s. Please review their privacy policy. The Wright Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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The Wright CU - Personal Loans (2024)

FAQs

Is LightStream legit? ›

LightStream consistently earns top ratings for affordability, which is important for borrowers who want to consolidate debt at a lower interest rate. It doesn't charge origination fees, prepayment penalties or late fees, allowing borrowers to focus the money they save toward paying down debt.

What credit score is needed for a personal loan? ›

To qualify for a personal loan, borrowers generally need a minimum credit score of at least 580 — though certain lenders have even lower requirements than that. However, your chances of getting a low interest personal loan rate are much higher if you have a “very good” or “excellent” credit score of 740 and above.

What bank is the easiest to get a personal loan from? ›

The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates they consider people with scores below 640, so even people with bad credit may be able to qualify.

Which bank is best for a personal loan? ›

List of Banks Offering Best Personal Loan in India
  • HDFC Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
  • Axis Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
  • Kotak Mahindra Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
  • IDFC First Bank. Max. Loan Amt. Up to ₹10L. Rate of Interest. ...
  • ICICI Bank. Max. Loan Amt. Up to ₹50L.
May 15, 2024

Is it hard to get approved by LightStream? ›

LightStream prefers borrowers with good to excellent credit scores; its average borrower credit score is 727. Having a high credit score doesn't guarantee approval; qualifying applicants must also have the following: Minimum credit score: 660, but can depend on the loan purpose.

What credit score is needed to get a loan from LightStream? ›

Loans are available between $5,000 and $100,000 for terms ranging from two to 12 years depending on your loan purpose. Plus, with a minimum credit score of 660, LightStream is a strong option for applicants with good to excellent credit history.

What is the easiest loan to get approved for? ›

What is the easiest loan to get approved for? The easiest types of loans to get approved for don't require a credit check and include payday loans, car title loans and pawnshop loans — but they're also highly predatory due to outrageously high interest rates and fees.

What credit score is needed for a 30000 loan? ›

For a $30,000 loan, you'll typically need a credit score above 600 just to qualify or above 700 to get a competitive rate.

What credit score do you need to get a $20,000 loan? ›

Requirements for a $20,000 Personal Loan

This means they'll want to see your credit score, income level and DTI ratio. Requirements vary by lender, but most lenders require borrowers to have a credit score in the good to excellent range — meaning a score of at least 670.

Is it better to go through a bank or lender for personal loan? ›

When evaluating personal loan lenders, you can choose from traditional banks and private online lenders. Bank lenders typically offer better rates and the added security of working with a well-established lender, but loans from private online lenders are often quicker and easier to get.

What is a hardship loan? ›

Hardship personal loans are a type of personal loan that is designed to help you overcome financial difficulties. This type of loan is generally offered by small banks and credit unions, and has lower interest rates, lower maximum loan amounts, and shorter repayment periods than standard personal loans.

Which bank gives instant loan? ›

Loans - Get Instant Loan Online at Lowest Interest Rates

HDFC Bank helps you achieve a variety of goals with a wide range of loan products. Attractive interest rates, flexible tenures and repayment options, minimal documentation and quick disbursals are some of the features of HDFC Bank loans.

What is the safest place to get a personal loan? ›

Best Places to Get a Personal Loan in 2024
LenderPros
BankBig loans, in-person applications, and likely to have no origination fee
Credit unionLow maximum APRs, in-person applications, and many work with bad credit
Online lenderFastest approval and funding timelines with plenty of options for bad credit
Apr 16, 2024

Are banks or credit unions better for personal loans? ›

Credit unions tend to have lower interest rates for loans and lower fees. Banks often have more branches and ATMs nationwide. Many credit unions have shared branches and surcharge-free ATMs provided through the CO-OP Shared Branch network. Banks have historically had better technology online and for mobile apps.

Is LightStream safe to use? ›

Is LightStream legit? LightStream is a reputable online lender that offers competitive interest rates and an easy application process. While it doesn't disclose credit requirements, many employed borrowers with good credit scores have a chance of approval.

Does LightStream pay you directly? ›

Customers can apply from the website or mobile app and receive funds directly deposited into their account as soon as the same day they apply.

How long does it take to get money from LightStream? ›

Same-day funding available

If you complete the loan application process and submit all required documentation by 2:30 p.m. EST on a business day, LightStream can typically fund your loan that same day.

Does LightStream call your employer? ›

Yes, LightStream does call your employer after you provide their contact information and give permission for the call during the application process. LightStream will not disclose any information when they contact your employer, since they are just inquiring about your employment status.

References

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